Outside Your Home, Adjusters Classify Water Damage Into Three Distinct Categories
When an insurance adjuster arrives at your home after water damage, they're trained to classify the water as clean, gray, or black—a critical distinction that determines claim coverage, health risks, and restoration scope. Understanding these categories helps you know what to expect during inspection and why professional remediation matters for your claim's success. How do water categories affect what your home insurance adjuster evaluates Insurance adjusters prioritize